cnu The bank said I owed $560,000 on a mortgage I never signed. Turns out, my sister used my name to buy her dream house. “Parents also support her.” At dinner, I slid the police report across the table.

name.

She was my mother’s friend from church.

The closing had been done remotely, with digital identity verification and scanned documents. The system had not failed in one dramatic way. It had failed in many small ones, helped along by people who knew just enough about me to mimic a life.

Naomi tapped the page showing occupancy certification. “This says continue reading …