She Was the Only Child Her Father Never Celebrated. On Father’s Day, She Placed an Envelope on the Table, Said Two Words, and Walked Out

Housing Counseling Services

Another resource I leaned on during that season was a local nonprofit housing counseling service. These organizations offer free or very low cost guidance to homeowners who want to understand their options. The counselors are trained, certified, and genuinely caring.

My counselor walked me through my full financial picture,continue reading …