True story. At the trust meeting, my daughter said: “She has no say.” I reached into my bag and…

with a representative from the county recorder’s office, which had confirmed the trust filing.

He explained gently that the checking account proceeds would transfer per the amended payable-on-death form, but that the trust assets, the house, the investment accounts, the annuity, remained under my authority as trustee, and that the trust’s irrevocable continue reading …