True story. At the trust meeting, my daughter said: “She has no say.” I reached into my bag and…

daughter’s voice went sharp.

“He amended that.”

“He amended the payable-on-death designation on one checking account,” I said. “That account held less than $4,000. The trust holds everything else. The house, the investment accounts, the annuity. It was irrevocable, which means it could not be amended by anyone, including Gerald.”

The room stayed quiet.continue reading …